Will Freddie Mac's Thursday survey show the 30-year mortgage rate above 6.60%?

Freddie Mac's weekly Primary Mortgage Market Survey, released Thursday, July 30, 2026, showed the average 30-year fixed mortgage rate at 6.66%, resolving this question yes, above the 6.60% threshold. The rate rose from 6.58% the prior week, continuing a gradual climb that had already pushed rates to roughly a one-year high in the weeks before. The 15-year fixed rate also increased, averaging 6.04%, up from 5.96% a week earlier.

The uptick tracked broader bond-market moves, including a rise in Treasury yields amid persistent inflation concerns and a Federal Reserve that held its benchmark rate steady at its July 29 meeting rather than cutting. Elevated mortgage rates continued to weigh on housing affordability and existing-home sales activity through the summer. The community was unanimous in predicting this outcome, and the result matched that expectation exactly, extending a pattern in which rates hovered well above the 6% level typical in prior years, keeping pressure on prospective homebuyers.