Freddie Mac's 30-year rate was 6.66% on July 30. Will it come in below 6.60% on Aug 13?

Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed-rate mortgage at 6.67% for the week ending August 13, 2026, above the 6.60% threshold in this question and essentially unchanged from the 6.66% rate recorded on July 30. The rate had ticked up to 6.69% in the intervening week before easing slightly to 6.67%, according to Freddie Mac's release and Fox Business.

Mortgage rates have hovered in a narrow band through the summer, with the August 13 reading still above the year-ago level of 6.58%. Rates are driven primarily by movements in the 10-year Treasury yield, which reflects investor expectations for Federal Reserve policy and inflation; with inflation data that week coming in mixed — a tame consumer price index report but a still-elevated core producer price reading — bond yields did not fall enough to pull mortgage rates meaningfully lower.

The Predict Six community was evenly split at 50% on this question. The outcome came down to a fairly narrow miss: rates needed to drop seven basis points from the July 30 level to trigger "yes," and instead they essentially held flat, keeping borrowing costs elevated for prospective homebuyers heading into the fall selling season.