Will Freddie Mac's 30-year mortgage rate come in below 6.55% in its Aug 20 survey?

Freddie Mac's Primary Mortgage Market Survey, released August 20, 2026, put the average rate on a 30-year fixed mortgage at 6.65%, down slightly from 6.67% the previous week but above the 6.55% threshold this question asked about. The 15-year fixed rate averaged 5.95%, also little changed from 5.96% a week earlier. Freddie Mac's weekly survey, one of the most closely watched gauges of U.S. borrowing costs, tracks rates on conventional, conforming home-purchase loans for borrowers with strong credit and a 20% down payment. Mortgage rates have hovered in the mid-to-high 6% range through much of 2026, keeping affordability strained for prospective homebuyers even as rates have eased modestly from earlier peaks near 7%. The persistence of rates above 6.5% has continued to weigh on existing-home sales and new mortgage applications heading into the fall selling season. Predict Six's community leaned toward no, with 33% predicting yes on three votes, correctly anticipating that the rate would remain above the 6.55% mark.